Finance Products

Our Finance Department offers many products that add value to your vehicle and enhance the ownership experience. These products are available a la carte or can be bundled into comprehensive protection packages for added savings.

While we typically offer these products during the vehicle delivery process, many can be purchased during ownership. Please contact our Finance team at (520) 795-5565 for details about any item.

Available Products

Toyota Vehicle Service Agreements

A Toyota Vehicle Service Agreement (VSA) offers uninterrupted, nationwide coverage of your vehicle’s mechanical, electrical, and computer components after your basic factory warranty expires. These plans protect you against the rising cost of parts and labor. They also provide towing, substitute transportation, and travel protection should the unexpected happen when you’re away from home. And when you’re ready to sell your new car, the agreement is transferable from you to a subsequent owner.

Vehicle Service Agreements are available in various coverage levels and terms. They are offered for New Toyotas, Toyota Certified Used Vehicles, and standard pre-owned vehicles.

GAP Protection

In the event of a total loss due to theft, collision, or natural disaster, GAP Protection guards you from an unexpected financial obligation by covering the difference between your vehicle’s market value and the balance due on your loan contract or lease agreement. It also pays your insurance deductible up to $1,000.

Finishing Touch

Our Finishing Touch product helps maintain your new car’s value and appearance. Exterior paint and interior surface protection is guaranteed, or the damaged area will be repaired at no cost to you.

Karr Shield

Karr Shield includes an array of products to improve your ownership experience. These include road hazard protection with tire and wheel replacement or repair, paintless dent repair to remove unsightly door dings, and key replacement for lost or stolen keys.

Karr Security

Karr Security is a full-featured auto security system. It includes a shock sensor to detect vehicle bumps and broken glass, plus a ignition-disabler to prevent thieves from starting your car. It features a two-year replacement guarantee.


When activated, LoJack technology allows local police to track and recover your stolen vehicle. LoJack boasts a 90% recovery rate nationwide. Even better, it has no monthly monitoring fee.

Theft Code

Theft Code includes window etching with a personalized ID. This process deters professional theft, and pays the registered owner up to $2,500 if the stolen vehicle is not recovered.

Three-Year and Five-Year Replacement Guarantees

These replacement guarantees will pay up to $20,000 to replace your stolen vehicle in the event of a total loss due to theft.

Questions? We’re here to help.

Call us at (520) 795-5565 to speak with one of our finance specialists, send us a message online, or apply for financing online right now.


Disclaimer: Finance product offerings and descriptions are subject to change. Please contact the dealership for the latest information.